|
Deposit Rates
|
|
Product
|
Minimum Deposit to Open Account
|
Minimum Balance to Obtain APY*
|
Interest Rate
|
APY*
|
|
Advantage Checking
|
$5,000.00
|
$2500 - $24,999
|
0.75%
|
0.75%
|
|
|
$5,000.00
|
$25,000 - $99,999
|
1.65%
|
1.663%
|
|
|
$5,000.00
|
$100,000 - $249,000
|
2.15%
|
2.171%
|
|
|
$5,000.00
|
$250,000 and above
|
2.75%
|
2.785%
|
|
NOW Checking
|
$1,500.00
|
$1,500.00
|
1.25%
|
1.26%
|
|
Regular Savings
|
$100.00
|
$100.00
|
1.50%
|
1.51%
|
|
Money Market Accounts
|
$2,500.00
|
$2,500.00
|
1.60%
|
1.61%
|
|
Certificates of Deposit
|
$5,000.00
|
Term: 3 Months
|
2.93%
|
2.97%
|
|
|
|
Term: 6 Months
|
2.79%
|
2.82%
|
|
|
|
Term: 12 Months
|
2.93%
|
2.97%
|
|
|
|
Term: 18 Months
|
3.03%
|
3.07%
|
|
|
|
Term: 24 Months
|
3.08%
|
3.12%
|
|
|
|
Term: 36 Months
|
3.13%
|
3.17%
|
|
|
|
Term: 48 Months
|
3.52%
|
3.58%
|
|
|
|
Term: 60 Months
|
3.42%
|
3.47%
|
|
Preferred Lifestyles Checking
|
$1,500.00
|
$1,500.00
|
1.25%
|
1.26%
|
|
IRA Rates
|
$500.00
|
Term: 12 Months
|
2.93%
|
2.97%
|
|
|
|
Term: 18 Month Variable
|
3.03%
|
3.07%
|
|
|
|
Term: 24 Months
|
3.08%
|
3.12%
|
|
|
|
Term: 60 Months
|
3.42%
|
3.47%
|
- Rates are effective as of Septmeber 4, 2008
- *APY = Annual Percentage Yield
- Rates are subject to change at any time without notice.
- Some accounts are tiered, which give a higher rate with a minimum deposit.
- Service fees or penalties charged against the account may reduce earnings.
- Rates may change after the account is opened.
- For CDs, penalties apply for early withdrawal.
|
|
