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Deposit Rates
Product
Minimum Deposit to Open Account
Minimum Balance to Obtain APY*
Interest Rate
APY*
Advantage Checking
$2,500.00
$2500 - $24,999.99
0.50%
0.501%
$25,000 - $99,999.99
0.50%
0.501%
$100,000 - $249,999.99
0.75%
0.753%
$250,000 and above
0.85%
0.853%
NOW Checking
$1,500.00
$1,500.00
0.50%
0.501%
Regular Savings
$100.00
$100.00
0.75%
0.753%
Money Market Accounts
$2,500.00
$2,500.00
0.50%
0.501%
Preferred Lifestyles Checking
$1,500.00
$1,500.00
0.50%
0.501%
Certificates of Deposit
$5,000.00
Term: 3 Months
0.30%
0.30%
$5,000.00
Term: 6 Months
0.50%
0.50%
$5,000.00
Term: 12 Months
0.60%
0.60%
$5,000.00
Term: 18 Months
0.75%
0.75%
$5,000.00
Term: 24 Months
0.95%
0.95%
$5,000.00
Term: 36 Months
1.15%
1.16%
$5,000.00
Term: 48 Months
1.30%
1.31%
$5,000.00
Term: 60 Months
1.35%
1.36%
IRA Rates
$500.00
Term: 12 Months
0.60%
0.60%
$500.00
Term: 18 Months
0.50%**
0.50%**
$500.00
Term: 24 Months
0.95%
0.95%
$500.00
Term: 60 Months
1.35%
1.36%
  • Rates are effective as of July 19, 2013

  • *APY = Annual Percentage Yield

  • Rates are subject to change at any time without notice.

  • Some accounts are tiered, which give a higher rate with a minimum deposit.

  • Service fees or penalties charged against the account may reduce earnings.

  • Rates may change after the account is opened.

  • For CDs, penalties apply for early withdrawal.

  • **Variable rate tied to 6 month CD. Subject to change the first Tuesday of every month.



 


FDIC

Citizens Bank of Oklahoma
 

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